Guaranteed auto financing is financing that doesn’t require a credit check. This means your income is used by in-house financing dealers to determine what you qualify for. This also makes things easier for buyers with bad credit to get behind the wheel of a vehicle from a dealership. Learn more about guaranteed car finance dealers and more with us at the Towne Mazda finance department today.
It can! Most in-house financing dealerships report payments to major credit bureaus. This looks good when you make timely payments each month and can lead to better credit in the future. Build your credit and you’ll have lower interest rates and possibly lower payments, when car shopping in the future. With guaranteed car financing, you get the car you need and have the potential to build up your credit at the same time. To get a better understanding of how to improve your credit score, get in touch with our finance department.
When compared to guaranteed financing, bad credit loans have multiple options. At some dealerships, buyers can make payments directly to them instead of to the lenders, which won’t have an effect on their credit. Some are approved for loans, but will have a higher APR and higher monthly payments as well.With guaranteed financing you need the following to qualify:
Looking for “guaranteed car financing near me?” At Towne Mazda, we can help you apply for financing online to get the process started today or help you learn more about a guaranteed car finance option, if buying vs. leasing is best for you, as well as what other services our finance department can help with, learn more car buying tips, explore the Mazda6 configurations, learn how to check your transmission fluid, find out about i-ACTIV AWD®, or even find new restaurants in Orchard Park as well as breweries in Buffalo. Contact Towne Mazda, your local Mazda dealer today!